Items Needed for Mortgage Loan Application


For All Loans:
• Pay Stubs (Most recent, consecutive, current 30 Days of Pay
stubs)
• Last Two Years of W-2’s (For all Employers)
• Two most recent bank statements, all pages
(Checking, Savings, Money Markets, or Investment Accounts)

If Self Employed or 25% of Income comes from Commissions / Bonus:
• Federal Tax Returns for the last two years (All Schedules)

If Applicable:
• Bankruptcy – need full discharge papers with all pages
• Divorced - Divorce Decree and Property Settlement Agreement
• Retired – Copies of Social Security Awards Letter / Company Pension
• Dividend Income – Copies of Federal Tax Returns [ All Schedules]